On June 15, 2006, the President signed P.L. 109- 233, the Veterans’ Housing Opportunity & Benefits Improvement Act of 2006. This law extends the free coverage period under the SGLI Disability Extension from one year to two years. As a result of this change, service members who have a SGLI policy and are totally disabled from the time they separate from service can now keep their SGLI coverage for up to two years at no cost to them.
What is the SGLI Disability Extension?
The SGLI Disability Extension allows servicemembers who are totally disabled at time of discharge to retain the Servicemembers' Group Life Insurance (SGLI) coverage they had in service at no cost for up to two years.
Is the SGLI Disability Extension For You?
The SGLI Disability Extension is available to you if you are totally disabled at time of discharge. To be considered totally disabled, you must have a disability that prevents you from being gainfully employed OR have one of the following conditions, regardless of your employment status:
* Permanent loss of use of both hands
* Permanent loss of use of both feet
* Permanent loss of use of both eyes
* Permanent loss of use of one hand and one foot
* Permanent loss of use of one foot and one eye
* Permanent loss of use of one hand and one eye
* Total loss of hearing in both ears
* Organic loss of speech (lost ability to express oneself, both by voice and whisper, through normal organs for speech - being able to speak with an artificial appliance is disregarded in determination of total disability)